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With Lauren As Your “Short Sale Realtor” You Win! Avoid Foreclosure And Save Your Credit
Many agents will tell you that they are qualified to
negotiate your short sale, however most are not!
I am an expert at negotiating short sales with the lenders
and will fight not only to prevent foreclosure but also for your best interests
and for the release of your debt, so you win! All of my services are provided
at 100% no cost to you as the homeowner.
It is very important to find out if you qualify for a short sale rather
than allowing a foreclosure and accepting the many years of harm that it will
cause to your credit that could have been prevented for free.
Negotiating a
short sale so that you are released also of your debt obligation takes a great
deal of skill, training and experience in short sales, it is not just a matter of selling a home for less than
is owed on it as many agents do, leaving the poor seller holding the bag as
creditors come calling months later. Negotiating a short sale and protecting
the best interests of the seller is NOT standard training in Real estate
practice and even the most experienced Realtors often have no clue in how to
negotiate a short sale correctly.
Many realtors will hire an outside
“negotiator” in reality an out of state “short sale mill” to do the
negotiations for them. These outside negotiators, while the Realtor will tell
you they are good with many contacts and a high success ratio, basically fax
the banks large batches of
paperwork and do not give the personalized and detailed care as I would. Usually they focus on the “easy” negotiations and play the
numbers along with the realtor in assuming that “you win a few and you lose a
few. “The average ratio of short sale purchases that get approved in general
nationwide is only 1 out of every 21 submitted, in my opinion this is because
the realtors don’t know what they are doing and a “short sale mill” employee is
not going care enough to go the extra mile for any of the sellers so many fall
through the cracks.
My success rate is 99% because I first prequalify my short
sale sellers, I carefully assist with the needed paperwork and letter writing
so it is accepted by the lender but most of all I get on the phone and TALK TO
THE LENDERS! I maintain good contacts at most all of the major and smaller
banks and mortgage companies and I am well liked and respected by them as a
caring person. I have attended
many courses and seminars in short sale negotiations, I work with a team who is
experienced in short sales( some
have even worked in the short sale department of a bank) I have successfully
completed many short sales with ALL of them releasing my clients from huge
amounts of debt and I am certified as a distressed property expert (CDPE).
My maximum exposure marketing system,MEM, is second to none
by providing exposure of your home to thousands of buyers from all over the
nation on multiple often viewed websites so we get it sold quickly and at the
highest price and terms acceptable to your mortgage holder, and yes, they do
want to know that the home was well marketed prior to their approving of the
short sale offer.
Please contact me with any questions or to quickly find out
if you qualify for a short sale.
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