Find out if you qualify for a short sale and if a short sale is your best option. Please fill out this confidential no obligation form.

With Lauren As Your “Short Sale Realtor” You Win! Avoid Foreclosure And Save Your Credit

Many agents will tell you that they are qualified to negotiate your short sale, however most are not!

I am an expert at negotiating short sales with the lenders and will fight not only to prevent foreclosure but also for your best interests and for the release of your debt, so you win! All of my services as well as the other transactions costs are provided at 100% no cost to you as the homeowner. It is very important to find out if you qualify for a short sale rather than allowing a foreclosure and accepting the many years of harm that it will cause to your credit that could have been prevented for free.

Negotiating a short sale so that you are released also of your debt obligations takes a great deal of skill, training and experience in short sales, it is not just a matter of selling a home for less than is owed on it as many agents do, leaving the poor seller holding the bag as creditors come calling months later. Negotiating a short sale and protecting the best interests of the seller is NOT standard training in Real estate practice and even the most experienced Realtors often have no clue in how to negotiate a short sale correctly. The same can be said for most attorneys who call themselves “short sale negotiators.” Those attorneys usually have office staff handling the short sale. They usually charge excessive legal fees to the lenders which the lenders refuse to pay and therefore will often times deny the entire short sale. I work with an outstanding team of escrow and title officers and attorneys who we can refer to as needed for additional support and advice.

Many realtors will hire an outside “negotiator” in reality a “short sale mill” to do the negotiations for them. These outside negotiators, while the Realtor will tell you they are good with many contacts and a high success ratio, basically fax the banks large batches of paperwork and do not give the personalized and detailed care as I would. Usually they focus on the “easy” negotiations and play the numbers along with the Realtor in assuming that “you win a few and you lose a few.” The average ratio of short sale purchases that get approved in general nationwide is only 1 out of every 21 submitted, in my opinion this is because most of the Realtors don’t know what they are doing and a “short sale mill” employee is not going care enough to go the extra mile for any of the sellers so many fall through the cracks.

My success rate is 99% (I lost one to foreclosure because the bank went out of business!) I first prequalify my short sale sellers, I carefully assist with the needed financial paperwork and hardship letter writing so it is accepted by the lender but most of all I get on the phone and TALK TO THE LENDERS! I maintain good contacts at most all of the major and smaller banks, mortgage companies, mortgage insurance companies and servicers and I am well liked and respected by them as a caring person. I have attended many courses and seminars in short sale negotiations and I am always learning more. No man or woman is an island so I work with a team who is experienced in short sales( some have even worked in the short sale department of a bank) and are excellent sources of advice and assistance. I have successfully completed many short sales with ALL of them releasing my clients from huge amounts of debt on both first and second mortgages. and I am a Nationally recognized certified HAFA specialist and I am certified as a distressed property expert (CDPE). More importantly I work as hard for each and every one of my clients who are short selling their homes as if it were me short selling my own home, always keeping their best interests at heart.

My maximum exposure marketing system, MEM, is second to none by providing exposure of your home to thousands of buyers from all over the nation on multiple often viewed websites so we get it sold quickly and at the highest price and terms acceptable to your mortgage holder, and yes, they do want to know that the home was well marketed prior to their approving of the short sale offer.

Please contact me with any questions and to find out all of your options regarding your current mortgage situation or to quickly find out if you qualify for a short sale.